Important Tips for First-Time Car Buyers

Getting your first car is often an exciting experience. But it can also be overwhelming if you do not know how to properly go about the purchase process. Here are a number of useful tips you should keep in mind.

Can you afford the car?

Contrary to what several first-time car buyers might think, affording a car is not simply a matter of being able to raise enough funds to meet the invoice price of the vehicle. Once your name has been written in the log book, the car’s full ownership rights are transferred to you. But you will also take over all responsibilities associated with maintaining and repairing the vehicle. Therefore, make sure to ask your car dealership about the gas mileage, typical repair costs, oil change intervals, and any other thing that may require you to spend money. This way, you can evaluate whether or not you can keep the vehicle running properly over its lifespan.

The most economical way to own a car is to buy it using your own finance. If you can’t raise the full amount of the invoice price, you may need to obtain a loan. Look for a financier that charges the best interest rate and offers favourable lending terms. This may require that you make comparisons of loan products offered by different financiers. Make your down payment as large as possible so you can keep down the interest you pay for the loan.

Are you buying new or used?

As a car buyer, you have the option to buy a brand new car or go for a used one. Generally, new cars have a greater performance guarantee as compared to used ones. This is because the first person to own a new car is in effect its first user. Hence, there are no worries because everything is in mint condition.

When price is favoured, it makes good sense buying a used car, as it generally costs less to buy used items. However, that does not mean you should overlook the importance of getting yourself a high performance car. Despite already covering some mileage, a used car should still be able to serve you well. Find out everything you can about the car, including its maintenance history, the number of past owners, or if the car has previously been involved in an accident. This will help you accurately evaluate the “as is” condition of the car.

For more information, contact an auto dealer.

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Factors to Weigh Before Buying Certified Pre-Owned Luxury Cars

Many factors should be considered when deciding whether you should buy a used or certified pre-owned luxury car. This article discusses some of those key factors that will help you to make the right choice.

What is the Difference?

A certified pre-owned luxury car is a car whose manufacturer has inspected and certified it before it is put up for sale after being owned by its original buyer. The luxury car may also be certified by an auto repair shop that is approved by the carmaker. The certification usually comes with an extension of the manufacturer’s warranty on key components of the vehicle, such as the drivetrain.

A used luxury car is one that is put up for sale by its owner without taking the vehicle through any certification inspection. In other words, you are buying the car in its “as-is” condition.

Cost Comparison

A certified pre-owned luxury vehicle is likely to cost more than a used vehicle. This higher cost is likely to be due to the added expense of checking the vehicle thoroughly in order to ensure that it is free from major defects that can affect its performance and safety. It may be better for you to buy a used luxury car in case you are operating on a tight budget.

Purchase Terms

Another key issue that you should consider when choosing between certified pre-owned luxury vehicles and used vehicles is whether the manufacturer’s warranty can be transferred. The certified pre-owned luxury car will have a manufacturer’s warranty since that vehicle will have undergone extensive testing or inspection in accordance with the standards of the carmaker.

Different carmakers regard warranty issues differently when the luxury car changes ownership. Some allow the warranty to be transferred to all subsequent owners until the warranty period expires. Others don’t allow the transfer of the warranty protection to subsequent car owners. You may opt for a used luxury car in case its maker allows the warranty to apply even after a new owner has acquired that vehicle.

It may also be helpful to consider what extra benefits come with owning the different luxury cars available. For instance, some carmakers may offer travel planning and free roadside assistance for clients who buy certified pre-owned luxury cars from them. Some used luxury cars may also have some extra benefits that you may enjoy. Compare the total package that each option offers before you make your selection.

As you can see, it may not be easy to decide whether it is better to buy a certified pre-owned luxury car or a used one because purchase and warranty terms differ. It is therefore advisable to consult a supplier of luxury cars in your area so that you compare the two options for the particular model or make that you wish to buy.

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Boat Maintenance: All About Boat Detailing and Why You Should Consider It

Boats are often exposed to harsh environments which fade the paint on outer surfaces, dim the shine of metals, and dull the fiberglass surfaces. Winter storage also leaves boats unattended for months, and this can affect their appearance and performance if they are not adequately prepared for storage. A poorly maintained boat can age faster, perform inefficiently, or even cost you expensive repairs. It is essential to maintain this investment so as to prolong its usable life.

One of the key maintenance requirements is boat detailing. Read on to find out more about boat detailing procedures, its benefits, and why you should include it in your boat maintenance plan.

What is boat detailing?

Boat detailing is a procedure that involves refurbishing the exposed surfaces of the vessel to improve their appearance. The process may involve washing, cleaning, waxing, sanding, polishing and painting different areas of the boat. The procedures performed during boat detailing are varied since boat surfaces are made from various materials such as fiberglass, stainless steel, canvas, gel coats or even mahogany wood. The result of boat detailing is that the surfaces are clean, smoothed and refurbished with the appropriate furnish and finishing techniques to give it a new and appealing look.

What are the benefits of boat detailing?

Boat detailing is an essential procedure that every boat owner should consider performing regularly. Not only does it improve the appearance of the boat, but it also increases its usable life. When boats are exposed to UV radiation and saline environments, the furnishing on the surface begins to fade and wear off with time. Metal surfaces and components can corrode as a result, and this will affect their performance over time. With detailing, the surfaces are refurbished, and this increases their resilience to the harsh environments.

Also, before detailing work, your boat will be inspected for any defects and worn out components. Necessary repairs will be undertaken to ensure optimal performance. For this reason, regular detailing allows you to keep your boat in top notch working condition by ensuring that all components are in proper shape. It can save you from making costly repairs that would not have identified on time.

How often should you detail?

Boat detailing should be done regularly regardless of whether you use the boat that often. However, it is particularly necessary after every boating season and before storing the boat for winter. The thorough cleaning helps to get rid of all traces of salty water which can corrode and ruin metal surfaces. It also gets rid of the dirt, mud, and other debris that can deteriorate the paint and gel on the surface.

Boat detailing can extend the life of your boat and maintain its appearance. For the best results, always seek the services of a professional as opposed to DIY detailing. Experienced boat repair and detailing experts have the necessary techniques and equipment to deliver an impressive and satisfactory boat detailing job.

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Buying Guide for Used Cars

Not every would-be car buyer is in a position to afford a brand new car by the time they need to own one. That’s what makes the used car market a great alternative. With only a fraction of the total amount required to purchase a new car, cash-constrained car buyers can get some good wheels. But due care must be exercised when purchasing a used car because you are not its first owner. If you are a greenhorn at buying used cars, follow these tips to make sure you stay happy with the vehicle you put your money in.

Choose a car built to suit your needs

Contrary to what many people may think, getting the greatest discount is not the number-one thing you should consider when shopping around for a used car. Getting a car that suits your needs is. Do you need a car with 4WD capabilities so that you can traverse challenging landscapes or pull a trailer behind it? Or maybe you need a car with a certain passenger capacity so that you can drop off your little ones to school as you head to the office in the morning. No matter the case, your purchase decision should be guided by your needs. When you find a car that promises to meet your requirements, you can be sure to be satisfied with the service you get from it.

Have the car inspected

A critical step in the purchase process that many used car buyers sometimes overlook is performing a pre-purchase inspection. The inspection is important as it can reveal problems that may not be noticeable when you take the car you want to buy for a quick test spin. Sure the car may look well-cared for and sound good, but its underside might be starting to catch rust or transmission problems might be impending. These are just some of the many costly issues you might not be able to spot unless you ask a competent mechanic to check out the vehicle prior to its purchase. Don’t perceive a pre-purchase car inspection as just another addition to the total cost of car ownership that you need to avoid. Instead, consider it to be a small investment that will go a long way in safeguarding a much bigger investment in your personal transportation.

Get a car history report

So you can avoid facing legal problems resulting from the purchase of a used car, it is essential that you perform a search on the car’s history. The car history report can help disclose if the previous owner of the car owes financiers some payment, someone has reported the car stolen, the insurance office has written off the car, etc. 

For more information, contact local professionals like Glenn’s Quality Cars.

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About Me

I don't have much money, but I do need to get a car. Every time I go for a job, they ask if I have a car so that I can get into work, but it's a bit of a catch 22 when you need a job to save up for a car. I am looking around at different options for getting loans or looking at different ways to get my hands on a car. This blog is all about finding a cheap car and finding ways to finance it when you don't have a job or much money as a deposit.

October 2016
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